/* ==========================================================================
   TRUST LINE FUND — Design System v3
   Tech Premium · Light/Dark alternated · Glassmorphism on dark sections
   ========================================================================== */

:root {
    /* Light backgrounds */
    --bg-cream:     #FAFBFD;
    --bg-white:     #FFFFFF;
    --bg-soft:      #F2F5FB;

    /* Dark backgrounds */
    --bg-deep:      #0E1B33;
    --bg-mid:       #1A2A4A;
    --bg-elev:      #243961;

    /* Accents */
    --accent-blue:    #2D5BD6;
    --accent-blue-2:  #1E40AF;
    --accent-cyan:    #00B8D9;
    --accent-cyan-2:  #0891B2;
    --gold:           #C9A227;
    --gold-2:         #A07F1F;

    /* Text on dark */
    --text-on-dark:    #E8EBF5;
    --text-on-dark-2:  #B0BAD0;
    --text-on-dark-3:  #8090AE;
    
    /* Text on light */
    --text-ink:      #0F1729;
    --text-ink-2:    #364154;
    --text-ink-3:    #6B7280;

    /* Glass on dark */
    --glass-on-dark:        rgba(255, 255, 255, 0.06);
    --glass-on-dark-strong: rgba(255, 255, 255, 0.10);
    --glass-border-dark:    rgba(255, 255, 255, 0.12);
    --glass-border-dark-2:  rgba(255, 255, 255, 0.20);

    /* Glass / borders on light */
    --glass-border-light:    rgba(15, 23, 41, 0.08);
    --glass-border-light-2:  rgba(15, 23, 41, 0.14);

    --emerald: #10B981;
    --rouge:   #EF4444;

    /* Aliases for backwards-compat */
    --primary-blue: var(--accent-blue);
    --dark-blue:    var(--bg-deep);
    --accent-gold:  var(--gold);
    --accent-gold-hover: var(--gold-2);
    --accent-green: var(--emerald);
    --text-grey:    var(--text-ink-3);
    --light-bg:     var(--bg-cream);
    --white:        #FFFFFF;
    --border-color: var(--glass-border-light);

    --tlf-ink:      var(--text-ink);
    --tlf-ink-2:    var(--text-ink-2);
    --tlf-signal:   var(--accent-blue);
    --tlf-signal-2: var(--accent-blue-2);
    --tlf-gold:     var(--gold);
    --tlf-gold-2:   var(--gold-2);
    --tlf-ivory:    var(--bg-cream);
    --tlf-paper:    var(--bg-white);
    --tlf-stone:    var(--bg-soft);
    --tlf-line:     var(--glass-border-light);
    --tlf-line-2:   var(--glass-border-light-2);
    --tlf-mute:     var(--text-ink-3);
    --tlf-text:     var(--text-ink);
    --tlf-text-2:   var(--text-ink-2);
    --tlf-emerald:  var(--emerald);
    --tlf-rouge:    var(--rouge);
    --tlf-white:    #FFFFFF;

    /* Typography */
    --font-display: 'Fraunces', 'Cormorant Garamond', Georgia, serif;
    --font-body:    'Inter', -apple-system, system-ui, sans-serif;
    --font-mono:    'JetBrains Mono', ui-monospace, 'SFMono-Regular', monospace;

    /* Easing */
    --ease: cubic-bezier(0.22, 1, 0.36, 1);

    /* Shadows */
    --shadow-sm:        0 1px 3px rgba(15, 23, 41, 0.04), 0 1px 2px rgba(15, 23, 41, 0.06);
    --shadow-md:        0 4px 12px rgba(15, 23, 41, 0.06), 0 2px 6px rgba(15, 23, 41, 0.04);
    --shadow-lg:        0 16px 40px rgba(15, 23, 41, 0.10), 0 4px 12px rgba(15, 23, 41, 0.06);
    --shadow-glow-blue: 0 8px 32px rgba(45, 91, 214, 0.25);
    --shadow-glow-cyan: 0 8px 32px rgba(0, 184, 217, 0.20);
    --shadow-on-dark:   0 24px 64px rgba(0, 0, 0, 0.4);
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
    font-family: var(--font-body);
    color: var(--text-ink);
    background: var(--bg-cream);
    line-height: 1.6;
    font-size: 16px;
    font-weight: 400;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

a { text-decoration: none; color: inherit; transition: color 0.3s var(--ease); }
ul { list-style: none; }
img { max-width: 100%; display: block; }

::selection { background: var(--accent-blue); color: #FFFFFF; }

/* Scrollbar */
::-webkit-scrollbar { width: 10px; height: 10px; }
::-webkit-scrollbar-track { background: var(--bg-cream); }
::-webkit-scrollbar-thumb { background: var(--glass-border-light-2); border-radius: 5px; }
::-webkit-scrollbar-thumb:hover { background: var(--accent-blue); }

/* ============== UTILS ============== */
.container { max-width: 1280px; margin: 0 auto; padding: 0 24px; }
.container-narrow { max-width: 880px; margin: 0 auto; padding: 0 24px; }
.text-center { text-align: center; }
.section-padding { padding: 96px 0; }

/* ============== SECTION VARIANTS ============== */
.section-light { background: var(--bg-cream); color: var(--text-ink); }
.section-soft { background: var(--bg-soft); color: var(--text-ink); }
.section-white { background: var(--bg-white); color: var(--text-ink); }
.section-dark {
    background: linear-gradient(180deg, var(--bg-deep), var(--bg-mid));
    color: var(--text-on-dark);
    position: relative;
    overflow: hidden;
}

/* ============== TYPOGRAPHY ============== */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-display);
    color: inherit;
    font-weight: 400;
    line-height: 1.1;
    letter-spacing: -0.025em;
}
.section-dark h1, .section-dark h2, .section-dark h3, .section-dark h4, .section-dark h5 {
    color: var(--text-on-dark);
}

.section-title {
    font-size: clamp(2rem, 4vw, 3rem);
    margin-bottom: 16px;
}
.section-subtitle {
    color: var(--text-ink-2);
    margin-bottom: 48px;
    font-size: 1.0625rem;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
}
.section-dark .section-subtitle { color: var(--text-on-dark-2); }

.eyebrow {
    font-family: var(--font-mono);
    font-size: 0.78rem;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--accent-blue);
    display: inline-flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 24px;
}
.eyebrow::before {
    content: "";
    width: 24px;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--accent-blue));
}
.section-dark .eyebrow { color: var(--accent-cyan); }
.section-dark .eyebrow::before { background: linear-gradient(90deg, transparent, var(--accent-cyan)); }
.eyebrow.center { justify-content: center; }
.eyebrow.center::after {
    content: "";
    width: 24px;
    height: 1px;
    background: linear-gradient(90deg, var(--accent-blue), transparent);
}
.section-dark .eyebrow.center::after { background: linear-gradient(90deg, var(--accent-cyan), transparent); }

/* Gradient em emphasis */
em.gradient-em, .gradient-text {
    font-style: italic;
    font-weight: 500;
    background: linear-gradient(135deg, var(--accent-cyan), var(--accent-blue));
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
}

/* ============== GLASS CARDS ============== */
.glass {
    background: var(--glass-on-dark);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    border: 1px solid var(--glass-border-dark);
    border-radius: 16px;
}
.section-dark .card-light, .card-on-dark {
    background: var(--glass-on-dark);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border-dark);
    border-radius: 16px;
}

.card-light {
    background: var(--bg-white);
    border: 1px solid var(--glass-border-light-2);
    border-radius: 16px;
    box-shadow: var(--shadow-sm);
}

/* ============== BUTTONS ============== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 14px 28px;
    border-radius: 10px;
    font-family: var(--font-body);
    font-size: 0.9rem;
    font-weight: 600;
    letter-spacing: 0.02em;
    cursor: pointer;
    border: 1px solid transparent;
    transition: all 0.3s var(--ease);
    position: relative;
    text-decoration: none;
}

.btn-primary {
    background: linear-gradient(135deg, var(--accent-blue), var(--accent-blue-2));
    color: #FFFFFF;
    border-color: var(--accent-blue);
    box-shadow: var(--shadow-glow-blue);
}
.btn-primary:hover {
    box-shadow: 0 12px 32px rgba(45, 91, 214, 0.4);
    transform: translateY(-1px);
    color: #FFFFFF;
}

.btn-gold {
    background: linear-gradient(135deg, var(--gold), var(--gold-2));
    color: #FFFFFF;
    border-color: var(--gold);
    box-shadow: 0 4px 20px rgba(201, 162, 39, 0.25);
}
.btn-gold:hover {
    box-shadow: 0 12px 32px rgba(201, 162, 39, 0.4);
    transform: translateY(-1px);
    color: #FFFFFF;
}

.btn-glass {
    background: var(--glass-on-dark-strong);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    color: var(--text-on-dark);
    border-color: var(--glass-border-dark-2);
}
.btn-glass:hover {
    background: rgba(255, 255, 255, 0.15);
    border-color: var(--accent-cyan);
    color: #FFFFFF;
}

.btn-outline {
    background: transparent;
    border-color: var(--glass-border-light-2);
    color: var(--text-ink);
}
.btn-outline:hover {
    background: var(--bg-soft);
    border-color: var(--accent-blue);
    color: var(--accent-blue);
}

.btn-outline-dark {
    background: transparent;
    border-color: var(--text-ink);
    color: var(--text-ink);
}
.btn-outline-dark:hover {
    background: var(--text-ink);
    color: #FFFFFF;
}

.btn-outline-white {
    background: transparent;
    border-color: rgba(255, 255, 255, 0.30);
    color: var(--text-on-dark);
}
.btn-outline-white:hover {
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.6);
    color: #FFFFFF;
}

.btn.full-width { width: 100%; }

/* ============== HEADER ============== */
header.tlf-header {
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    border-bottom: 1px solid var(--glass-border-light);
    position: sticky;
    top: 0;
    z-index: 1000;
}

.tlf-topline {
    background: linear-gradient(90deg, var(--bg-deep), var(--bg-mid), var(--bg-deep));
    color: var(--text-on-dark);
    font-size: 0.78rem;
    letter-spacing: 0.04em;
}
.tlf-topline-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 24px;
    max-width: 1280px;
    margin: 0 auto;
}
.tlf-topline span { display: inline-flex; align-items: center; gap: 8px; color: var(--text-on-dark-2); }
.tlf-topline i { color: var(--accent-cyan); font-size: 0.75rem; }
.tlf-topline-right { display: flex; gap: 28px; }

.nav-wrapper {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 24px;
    max-width: 1280px;
    margin: 0 auto;
}
.logo { display: flex; align-items: center; }
.logo img { height: 48px; width: auto; }

.nav-links { display: flex; gap: 36px; }
.nav-links a {
    font-family: var(--font-body);
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text-ink-2);
    position: relative;
    padding: 6px 0;
    transition: color 0.3s var(--ease);
}
.nav-links a::after {
    content: "";
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: linear-gradient(90deg, var(--accent-cyan), var(--accent-blue));
    transition: width 0.3s var(--ease);
}
.nav-links a:hover { color: var(--text-ink); }
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-links a.active { color: var(--text-ink); font-weight: 600; }

.header-actions { display: flex; align-items: center; gap: 16px; }
.btn-login {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.85rem;
    font-weight: 500;
    color: var(--text-ink);
    padding: 10px 16px;
    border: 1px solid var(--glass-border-light-2);
    border-radius: 10px;
    background: var(--bg-white);
    transition: all 0.3s var(--ease);
}
.btn-login:hover {
    border-color: var(--accent-blue);
    color: var(--accent-blue);
}
.btn-login h5 {
    font-family: var(--font-body);
    font-size: 0.85rem;
    font-weight: 500;
    margin: 0;
    color: inherit;
}

.mobile-menu-btn { display: none; cursor: pointer; font-size: 1.4rem; color: var(--text-ink); padding: 6px; }
.btn-mobile-login { display: none; }

.mobile-drawer {
    position: fixed;
    top: 0;
    right: -100%;
    width: 320px;
    max-width: 85vw;
    height: 100vh;
    background: var(--bg-deep);
    color: var(--text-on-dark);
    z-index: 1001;
    padding: 80px 32px 32px;
    transition: right 0.4s var(--ease);
    display: flex;
    flex-direction: column;
    gap: 4px;
    overflow-y: auto;
    box-shadow: -16px 0 48px rgba(0, 0, 0, 0.4);
}
.mobile-drawer.active { right: 0; }
.mobile-drawer a {
    font-family: var(--font-body);
    font-size: 1.15rem;
    font-weight: 500;
    color: var(--text-on-dark-2);
    padding: 16px 0;
    border-bottom: 1px solid var(--glass-border-dark);
    letter-spacing: -0.01em;
    transition: color 0.3s var(--ease);
}
.mobile-drawer a:hover, .mobile-drawer a.active { color: var(--accent-cyan); }
.mobile-drawer .btn { width: 100%; justify-content: center; margin-top: 8px; }

.overlay-bg {
    position: fixed;
    inset: 0;
    background: rgba(14, 27, 51, 0.7);
    z-index: 1000;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s var(--ease);
    backdrop-filter: blur(4px);
}
.overlay-bg.active { opacity: 1; pointer-events: auto; }

/* ============== FOOTER ============== */
footer.tlf-footer {
    background: linear-gradient(180deg, var(--bg-deep) 0%, #050B1F 100%);
    color: var(--text-on-dark);
    padding: 96px 0 0;
    position: relative;
    overflow: hidden;
    border-top: 1px solid var(--glass-border-dark);
}
footer.tlf-footer::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--accent-blue), var(--accent-cyan), var(--accent-blue), transparent);
}
footer.tlf-footer::after {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 20% 0%, rgba(45, 91, 214, 0.10) 0%, transparent 50%);
    pointer-events: none;
}

.footer-marquee {
    font-family: var(--font-display);
    font-size: clamp(3rem, 8vw, 7rem);
    font-weight: 400;
    font-style: italic;
    background: linear-gradient(135deg, rgba(45, 91, 214, 0.1), rgba(0, 184, 217, 0.05));
    -webkit-background-clip: text;
    background-clip: text;
    color: transparent;
    white-space: nowrap;
    position: absolute;
    top: 50%;
    left: 0;
    pointer-events: none;
    letter-spacing: -0.03em;
    transform: translateY(-50%);
}

.footer-top {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
    gap: 56px;
    padding-bottom: 64px;
    border-bottom: 1px solid var(--glass-border-dark);
    position: relative;
    z-index: 2;
}
.footer-brand img { height: 60px; margin-bottom: 28px; }
.footer-brand .footer-desc {
    color: var(--text-on-dark-2);
    font-size: 0.95rem;
    line-height: 1.7;
    max-width: 380px;
    margin-bottom: 24px;
}
.footer-hours {
    font-size: 0.85rem;
    color: var(--text-on-dark-3);
    border-left: 1px solid var(--accent-cyan);
    padding-left: 14px;
}
.footer-hours strong { color: var(--accent-cyan); font-weight: 600; }

.footer-nav-col h4 {
    font-family: var(--font-mono);
    font-size: 0.7rem;
    font-weight: 500;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--accent-cyan);
    margin-bottom: 24px;
}
.footer-nav-col ul li { margin-bottom: 14px; }
.footer-nav-col ul a {
    color: var(--text-on-dark-2);
    font-size: 0.95rem;
    font-weight: 400;
    transition: all 0.3s var(--ease);
}
.footer-nav-col ul a:hover { color: var(--text-on-dark); padding-left: 6px; }

.footer-contact-row {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 32px;
    padding: 40px 0;
    border-bottom: 1px solid var(--glass-border-dark);
    position: relative;
    z-index: 2;
}
.contact-item {
    border-left: 1px solid var(--glass-border-dark-2);
    padding-left: 16px;
}
.contact-item i { color: var(--accent-cyan); font-size: 1rem; margin-bottom: 8px; display: block; }
.contact-item h5 {
    font-family: var(--font-body);
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--text-on-dark);
    margin-bottom: 4px;
    word-break: break-word;
}
.contact-item span {
    font-size: 0.78rem;
    color: var(--text-on-dark-3);
    letter-spacing: 0.04em;
}

.footer-trust-bar {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 40px;
    padding: 28px 0;
    border-bottom: 1px solid var(--glass-border-dark);
    position: relative;
    z-index: 2;
}
.trust-item {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: 0.78rem;
    font-weight: 500;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--text-on-dark-2);
}
.trust-item i { color: var(--accent-cyan); }

.footer-bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 28px 0;
    flex-wrap: wrap;
    gap: 16px;
    position: relative;
    z-index: 2;
}
.copyright-text { font-size: 0.85rem; color: var(--text-on-dark-3); letter-spacing: 0.02em; }
.bottom-links { display: flex; gap: 28px; }
.bottom-links a { font-size: 0.85rem; color: var(--text-on-dark-3); }
.bottom-links a:hover { color: var(--accent-cyan); }

/* ============== CALCULATOR MODAL (light card) ============== */
.calculator-modal {
    position: fixed;
    inset: 0;
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 1100;
    padding: 24px;
}
.calculator-modal.show { display: flex; }
.calc-content {
    background: var(--bg-white);
    border-radius: 20px;
    width: 100%;
    max-width: 520px;
    padding: 40px;
    position: relative;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: 0 40px 80px rgba(15, 23, 41, 0.3);
}
.calc-content::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--accent-cyan), var(--accent-blue));
    border-radius: 20px 20px 0 0;
}
.calc-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 32px;
    padding-bottom: 20px;
    border-bottom: 1px solid var(--glass-border-light);
}
.calc-header-text h3 {
    font-family: var(--font-display);
    font-size: 1.5rem;
    color: var(--text-ink);
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 4px;
}
.calc-header-text p { font-size: 0.85rem; color: var(--text-ink-2); }
.close-calc {
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    color: var(--text-ink);
    border: 1px solid var(--glass-border-light-2);
    border-radius: 8px;
    transition: all 0.3s var(--ease);
}
.close-calc:hover {
    background: var(--accent-blue);
    color: #FFFFFF;
    border-color: var(--accent-blue);
}

.calc-input-group { margin-bottom: 24px; }
.calc-label-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 14px;
}
.calc-label-row span:first-child {
    font-size: 0.78rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--text-ink-2);
}
.calc-val-display {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 500;
    color: var(--text-ink);
    font-variant-numeric: tabular-nums;
}
input[type="range"] {
    width: 100%;
    height: 4px;
    cursor: pointer;
    -webkit-appearance: none;
    appearance: none;
    background: var(--glass-border-light-2);
    outline: none;
    border-radius: 2px;
}
input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 18px;
    height: 18px;
    background: var(--accent-blue);
    cursor: pointer;
    border: 3px solid #FFFFFF;
    border-radius: 50%;
    box-shadow: 0 4px 12px rgba(45, 91, 214, 0.4);
}
input[type="range"]::-moz-range-thumb {
    width: 18px;
    height: 18px;
    background: var(--accent-blue);
    cursor: pointer;
    border: 3px solid #FFFFFF;
    border-radius: 50%;
    box-shadow: 0 4px 12px rgba(45, 91, 214, 0.4);
}
.range-labels {
    display: flex;
    justify-content: space-between;
    font-family: var(--font-mono);
    font-size: 0.72rem;
    color: var(--text-ink-3);
    margin-top: 8px;
}
.calc-rate-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: var(--bg-soft);
    border: 1px solid var(--glass-border-light);
    padding: 14px 18px;
    border-radius: 10px;
    margin-bottom: 24px;
    font-size: 0.85rem;
}
.calc-rate-row span:first-child { color: var(--text-ink-2); font-weight: 500; }
.rate-val {
    font-family: var(--font-display);
    font-size: 1.5rem;
    font-weight: 600;
    color: var(--accent-blue);
    font-variant-numeric: tabular-nums;
}
.calc-summary-box {
    background: linear-gradient(135deg, var(--accent-blue), var(--accent-blue-2));
    color: #FFFFFF;
    padding: 28px;
    border-radius: 14px;
    margin-bottom: 16px;
    position: relative;
    overflow: hidden;
    box-shadow: var(--shadow-glow-blue);
}
.calc-summary-box::before {
    content: "";
    position: absolute;
    inset: 0;
    background: radial-gradient(circle at 100% 0%, rgba(255, 255, 255, 0.15), transparent 50%);
    pointer-events: none;
}
.monthly-title {
    font-size: 0.7rem;
    font-weight: 500;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.75);
}
.monthly-amount {
    font-family: var(--font-display);
    font-size: 2.5rem;
    font-weight: 500;
    color: #FFFFFF;
    letter-spacing: -0.02em;
    font-variant-numeric: tabular-nums;
    margin-top: 4px;
    position: relative;
}
.calc-details-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 24px;
}
.detail-box {
    background: var(--bg-soft);
    border: 1px solid var(--glass-border-light);
    padding: 16px;
    border-radius: 10px;
}
.d-label {
    font-size: 0.7rem;
    font-weight: 500;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--text-ink-3);
    margin-bottom: 6px;
}
.d-val {
    font-family: var(--font-display);
    font-size: 1.15rem;
    font-weight: 500;
    color: var(--text-ink);
    font-variant-numeric: tabular-nums;
}
.disclaimer {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    font-size: 0.78rem;
    color: var(--text-ink-2);
    margin-bottom: 20px;
    padding: 12px;
    background: rgba(201, 162, 39, 0.08);
    border: 1px solid rgba(201, 162, 39, 0.2);
    border-radius: 8px;
}
.disclaimer i { color: var(--gold); margin-top: 2px; }
.apply-btn-full {
    width: 100%;
    background: linear-gradient(135deg, var(--accent-blue), var(--accent-blue-2));
    color: #FFFFFF;
    border: none;
    padding: 16px;
    border-radius: 10px;
    font-family: var(--font-body);
    font-size: 0.9rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    cursor: pointer;
    transition: all 0.3s var(--ease);
    box-shadow: var(--shadow-glow-blue);
}
.apply-btn-full:hover {
    box-shadow: 0 12px 32px rgba(45, 91, 214, 0.4);
    transform: translateY(-1px);
}

/* ============== LOGIN MODAL ============== */
.modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(14, 27, 51, 0.7);
    display: none;
    align-items: center;
    justify-content: center;
    z-index: 1200;
    padding: 24px;
    backdrop-filter: blur(8px);
}
.modal-overlay.active { display: flex; }
.modal-content {
    background: var(--bg-white);
    border-radius: 20px;
    width: 100%;
    max-width: 460px;
    padding: 48px 40px;
    position: relative;
    box-shadow: 0 40px 80px rgba(15, 23, 41, 0.3);
}
.modal-content::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--accent-cyan), var(--accent-blue));
    border-radius: 20px 20px 0 0;
}
.close-modal {
    position: absolute;
    top: 16px;
    right: 20px;
    font-size: 1.5rem;
    cursor: pointer;
    color: var(--text-ink-3);
    line-height: 1;
}
.close-modal:hover { color: var(--text-ink); }
.modal-header { text-align: center; margin-bottom: 28px; }
.modal-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, var(--accent-cyan), var(--accent-blue));
    border-radius: 16px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    color: #FFFFFF;
    font-size: 1.5rem;
    box-shadow: var(--shadow-glow-blue);
}
.modal-header h2 {
    font-family: var(--font-display);
    font-size: 1.75rem;
    color: var(--text-ink);
    margin-bottom: 8px;
}
.modal-header p { color: var(--text-ink-2); font-size: 0.9rem; }

.modal-footer {
    text-align: center;
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid var(--glass-border-light);
    font-size: 0.78rem;
    color: var(--text-ink-2);
    letter-spacing: 0.04em;
}
.modal-footer i { color: var(--accent-cyan); margin-right: 4px; }

/* ============== FORMS ============== */
.form-group { margin-bottom: 18px; }
.form-group label {
    display: block;
    font-family: var(--font-body);
    font-size: 0.78rem;
    font-weight: 600;
    letter-spacing: 0.06em;
    text-transform: uppercase;
    color: var(--text-ink-2);
    margin-bottom: 10px;
}
.section-dark .form-group label { color: var(--text-on-dark-2); }

.form-group input,
.form-group textarea,
.form-group select {
    width: 100%;
    padding: 14px 16px;
    background: var(--bg-white);
    border: 1px solid var(--glass-border-light-2);
    border-radius: 10px;
    font-family: var(--font-body);
    font-size: 0.95rem;
    color: var(--text-ink);
    outline: none;
    transition: all 0.3s var(--ease);
}
.section-dark .form-group input,
.section-dark .form-group textarea,
.section-dark .form-group select {
    background: var(--glass-on-dark);
    border-color: var(--glass-border-dark-2);
    color: var(--text-on-dark);
}
.form-group input::placeholder,
.form-group textarea::placeholder { color: var(--text-ink-3); }
.section-dark .form-group input::placeholder,
.section-dark .form-group textarea::placeholder { color: var(--text-on-dark-3); }
.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
    border-color: var(--accent-blue);
    box-shadow: 0 0 0 3px rgba(45, 91, 214, 0.15);
}

.form-group .req { color: var(--rouge); }

.input-with-icon { position: relative; }
.input-with-icon i {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--text-ink-3);
    pointer-events: none;
}
.input-with-icon input { padding-left: 42px; }

/* Alerts */
.alert-box {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 16px 20px;
    border-left: 3px solid;
    border-radius: 8px;
    margin-bottom: 20px;
    font-size: 0.92rem;
}
.alert-box.success { background: rgba(16, 185, 129, 0.08); color: #047857; border-color: var(--emerald); }
.alert-box.error { background: rgba(239, 68, 68, 0.08); color: #B91C1C; border-color: var(--rouge); }

/* Page header simple */
.page-header-simple {
    background: linear-gradient(180deg, var(--bg-deep) 0%, var(--bg-mid) 100%);
    color: var(--text-on-dark);
    padding: 96px 0 64px;
    text-align: center;
    position: relative;
    overflow: hidden;
}
.page-header-simple::before {
    content: "";
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--accent-blue), transparent);
}
.page-header-simple::after {
    content: "";
    position: absolute;
    inset: 0;
    background: 
        radial-gradient(circle at 20% 30%, rgba(45, 91, 214, 0.20), transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(0, 184, 217, 0.10), transparent 50%);
    pointer-events: none;
}
.page-header-simple > * { position: relative; z-index: 1; }
.page-header-simple h1 {
    font-family: var(--font-display);
    font-size: clamp(2rem, 5vw, 3.5rem);
    color: var(--text-on-dark);
    margin-bottom: 12px;
}
.page-header-simple p {
    color: var(--text-on-dark-2);
    max-width: 580px;
    margin: 0 auto;
}

/* Reveal animation */
@keyframes fadeUp {
    from { opacity: 0; transform: translateY(24px); }
    to { opacity: 1; transform: translateY(0); }
}
.reveal { animation: fadeUp 0.8s var(--ease) both; }

/* ============== RESPONSIVE ============== */
@media (max-width: 1024px) {
    .nav-links { display: none; }
    .mobile-menu-btn { display: block; }
    .header-btn-desktop { display: none !important; }
    .btn-mobile-login {
        display: inline-flex;
        align-items: center;
        gap: 8px;
        color: var(--text-ink);
        margin-right: 12px;
    }
    .btn-mobile-login h5 { font-size: 0.85rem; font-weight: 500; margin: 0; color: inherit; }
    .footer-top { grid-template-columns: 1fr 1fr; gap: 40px; }
    .footer-brand-col { grid-column: 1 / -1; }
    .footer-contact-row { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 640px) {
    .section-padding { padding: 64px 0; }
    .container { padding: 0 20px; }
    .tlf-topline-inner { flex-direction: column; gap: 4px; padding: 8px 16px; font-size: 0.7rem; }
    .tlf-topline-right { gap: 16px; }
    .footer-top { grid-template-columns: 1fr; }
    .footer-contact-row { grid-template-columns: 1fr; gap: 24px; }
    .footer-bottom { flex-direction: column; align-items: flex-start; }
    .calc-content { padding: 28px 20px; }
    .modal-content { padding: 36px 24px; }
}