Authorised & regulated · Central Bank of Ireland
Mon–Fri · 08:00–18:00 38 European markets
— About / Established 2018

Built on Trust. Driven by Purpose.

For over a decade, TrustLine Fund has been empowering individuals and businesses across Europe with flexible, transparent, and affordable financing solutions — proudly headquartered in Dublin, Ireland.

2018

Founded · Dublin

27

European Markets

€2.5B

Total Disbursed

Trust Line Fund Dublin office
— DUBLIN HQ · MERRION ST.
— GENESIS

From Dublin to Every Corner of Europe.

"Financial opportunity should not be a privilege. It should be accessible to everyone with a vision and a plan."

Founded with the conviction that lending should be human-centred, TrustLine Fund set out to challenge the complexity and opacity that have long defined traditional banking in Europe.

TrustLine Fund was established in Dublin, Ireland — a city that sits at the heart of European finance and innovation. From day one, our founding team of financial professionals, risk analysts, and customer advocates shared a single goal: to make responsible lending truly accessible across the continent.

We began by offering personal loans to individuals in Ireland, helping families consolidate debt, fund education, and invest in their homes. As demand grew and our systems matured, we expanded our services across the EU and EEA, partnering with local advisors in each market to ensure culturally-sensitive, regulation-compliant service.

Today, TrustLine Fund serves clients in 38 European countries, providing loan amounts from €1,500 to €655,000 at a transparent, fixed interest rate of 2.99% per annum — no variable rate surprises.
Our Dublin headquarters houses over 140 professionals dedicated to responsible credit assessment, client services, legal compliance, and technology — ensuring every loan decision is fair, fast, and fully transparent.

🎯

Our Mission

To remove financial barriers by providing accessible, responsible, and transparently priced credit solutions to every eligible European resident — regardless of country or background.

👁️

Our Vision

A Europe where every individual and business has a trusted financial partner — one that speaks their language, respects their goals, and delivers on its promises every single time.

⚖️

Our Values

Integrity, clarity, and inclusion. We never use jargon to confuse clients, we never hide costs, and we never judge a dream too small — or too large — to finance.

— By the numbers

One Rate. Total Clarity.

Every loan at TrustLine Fund carries a single, fixed annual interest rate — guaranteed for the life of your loan. No introductory periods. No surprises.

2.99%
Fixed Annual Rate
€1,500
Minimum Loan
€655,000
Maximum Loan
48 hrs
Average Approval Time
Why TrustLine Fund

What Sets Us Apart.

These principles are the entirety of our internal manual. They have been printed on the inside cover of every Trust Line employee handbook since 2008.

Truly Fixed Interest Rate

Our 2.99% rate is fixed for the entire loan term — not an introductory teaser. What you're quoted is what you pay, from month one to the last repayment.

Pan-European Coverage

Whether you're in Dublin, Madrid, Warsaw, or Tallinn — we lend across 38 European countries, adapting to local regulations and languages.

Regulated & Secure

TrustLine Fund operates under the supervision of the Central Bank of Ireland and complies with all applicable EU Consumer Credit Directives and GDPR data protection standards.

Your file, your business

Apply entirely online in under 10 minutes. Our AI-assisted assessment tools can return a preliminary decision within hours, not weeks.

Fast, Digital Application

Every active borrower has a named adviser. The adviser does not change without notice. They answer the same email address for the entire duration of your loan.

Dedicated Loan Advisor

Every client is assigned a personal loan advisor who remains your point of contact throughout the entire loan lifecycle.

Leadership Team

The People Behind TrustLine Fund.

Our leadership team brings together decades of combined expertise in European finance, regulatory compliance, and client advocacy.

Chief Executive Officer

Dr. Alice Caroline Kelleher

18+ years in European banking and consumer finance. Former senior director at a leading Irish financial institution.

David Schroeder
Chief Risk Officer

Keller Williams Rockwall

Expert in credit risk modelling and EU financial regulation. Leads our underwriting and compliance frameworks.

Élodie Bernard
Head of Client Experience

Aoife Reilly

Champions our client-first culture. Aoife ensures every borrower receives transparent, respectful, and timely service at every step.

Ready to Take the Next Step?

Join over 85,000 clients across Europe who chose TrustLine Fund for a smarter, simpler lending experience. Apply today and receive a decision within 24 hours.

Loan Estimator

Project your monthly repayment in seconds

Principal€655,000
€1,500€655,000
Term240 months
12 mo.240 mo.
Fixed Rate 2.99%
Monthly Repayment
€3,050.29
Total Repaid
€732,068.83
Total Interest
€182,068.83
Indicative figures only. Final terms subject to credit assessment and personal eligibility.